The Partnership for a Healthier Carroll County coordinates local assistance to Carroll residents seeking to enroll in health care insurance through the Maryland Health Connection.
The Partnership works with Healthy Howard’s Door to HealthCare, which is the coordinating agency for health insurance enrollment assistance in the western Maryland region.
Open Enrollment is when Marylanders can enroll in or make changes to their health insurance plans through the Maryland Health Connection. Nov. 2015 – Jan. 2016 Open Enrollment has ended. Information on the next Open Enrollment period will be announced here.
Certain life and income changes may qualify individuals and families to apply for and enroll in coverage outside of the Open Enrollment period. These changes include:
- Getting married or divorced,
- Having a child, adopting a child, or placing a child for adoption or in foster care,
- Certain changes in income,
- Moving to or from Maryland, and certain moves within the state,
- Having a change in disability status,
- Gaining or losing a dependent,
- Becoming pregnant,
- Certain losses of other health coverage (such as employer ending coverage, or loss of job or employee leaving a job that provides coverage, but not termination for consumer’s failure to pay plan premium),
- Becoming ineligible for Medicaid or MCHP,
- Turning 26 years old if you are enrolled in coverage through your family’s plan,
- COBRA coverage period ends.
Other changes that may qualify a person to apply and enroll in coverage outside of the Open Enrollment period are:
- Change in tax filing status,
- Change of citizenship or immigration status,
- Incarceration or release from incarceration,
- Change in status as an American Indian/Alaska Native or tribal status.
- Certain errors or exceptional circumstances, which are reviewed on a case-by-case basis.
If you think that you may qualify for a life event change or for Medicaid, free, in-person help is available in Carroll County. Call the Door to Healthcare at 855-288-DOOR (3667) or visit DoortoHealthCare.org to set up an appointment with state-certified staff. In most cases, you have 60 days from the life event to enroll in new coverage.
Health insurance information is available from several sources:
- Visit DoortoHealthCare.org or call the Door to Healthcare at 855-288-DOOR (3667) to set up an appointment in Carroll County with state-certified staff. You can get help from trained staff at the locations below to shop, compare and determine eligibility for a plan that best meets your needs:
- Access Carroll, Inc. – appointments only,
- Carroll County Department of Social Services – walk-in help available Monday through Friday; appointments on Wednesdays,
- Carroll County Health Department – appointments only,
- Carroll Hospital – appointments only.
In addition, a list of licensed health insurance brokers in Carroll County is available through the Maryland Health Connection.
HEALTH INSURANCE BASICS
The Maryland Health Connection is Maryland’s Health Benefit Exchange. The health plans on the Health Benefit Exchange are known as Qualified Health Plans, or QHP’s. Financial aid toward monthly premium costs and out-of-pocket health expenses (such as deductibles, co-pays, and co-insurance) is available to those who qualify. The amount of assistance is based on family size and household income.
MEDICAID (Medical Assistance)
Medicaid enrollment is open all year long. It assists low-income families and individuals who fall below the federal poverty level. You can check eligibility guidelines or enroll in Medicaid at:
- the Carroll County Department of Social Services,
- the Carroll County Health Department,
- online at MarylandHealthConnection.gov
- at one of the Navigator or Assister locations, listed HERE.
▪ Door to HealthCare – the connector entity for Carroll and other Western Maryland counties: USE THIS LINK TO SCHEDULE APPOINTMENTS LOCALLY IN CARROLL COUNTY.
▪ Maryland Health Connection – Maryland’s health insurance marketplace (all counties): USE THIS LINK TO ENROLL IN INSURANCE AND TO SEE IF YOU QUALIFTY FOR FINANCIAL ASSISTANCE.
▪ Tax Penalties Explained (PDF)
▪ Health Education & Advocacy – Office of the Maryland Attorney General
▪ Protect Yourself From Fraud (PDF)