Get Health Care Coverage

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Maryland Health Connection is Maryland’s official health insurance marketplace. It offers Marylanders a range of health coverage options from health insurance carriers and public health care programs.

Open Enrollment is when Marylanders can enroll in or make changes to their health insurance plans through the Maryland Health Connection.  Open enrollment for 2018 health and dental plans has ended. However, you can enroll year-round if you’re eligible for Medicaid or if you’ve recently had certain qualifying life events like getting married or turning 26.
The next Open Enrollment period for 2019 plans is expected to begin on November 1, 2018.
If you experience a qualifying life event, you may be eligible to enroll in a plan outside of the Open Enrollment period.  Examples of eligible events include marriage or divorce; turning 26; birth or adoption of a child; or loss of certain kinds of insurance. MEDICAID enrollment is available year-round.
Learn more or apply for MEDICAID at the Maryland Health Connection web site – or get more information with local health insurance Navigators in Carroll County.

 

Health insurance information is available from several sources:  

  • For LOCAL in-person assistance from state-certified health insurance Navigators, call Healthcare Access Maryland at 410-500-4710Navigators can help you to shop, compare and determine eligibility for a plan that best meets your needs. Help from Navigators is offered at the two Carroll County locations
    • Access Carroll, Inc.
    • Carroll County Department of Social Services.

Please call 410-500-4710 for available dates and times; an appointment may be required.

In addition, a list of licensed health insurance brokers in Carroll County is available through the Maryland Health Connection.

 

HEALTH INSURANCE BASICS

The Maryland Health Connection is Maryland’s Health Benefit Exchange. The health plans on the Health Benefit Exchange are known as Qualified Health Plans, or QHP’s.   Financial aid toward monthly premium costs and out-of-pocket health expenses (such as deductibles, co-pays, and co-insurance) is available to those who qualify. The amount of assistance is based on family size and household income.

MEDICAID (Medical Assistance)

Medicaid enrollment is open all year long. It assists low-income families.  You can check eligibility guidelines or enroll in Medicaid at:

  • the Carroll County Department of Social Services,
  • the Carroll County Health Department,
  • Access Carroll
  • online at Maryland Health Connection.gov
  • at a Navigator location – find by calling 410-500-4710.

 

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USEFUL LINKS     

Healthcare Access Maryland – the connector entity for Carroll: USE THIS LINK or CALL 410-500-4710 TO SCHEDULE APPOINTMENTS LOCALLY IN CARROLL COUNTY

Maryland Health Connection.gov – Maryland’s health insurance marketplace (all counties): USE THIS LINK to ENROLL IN INSURANCE and to see if you qualify for financial assistance

Glossary of Health Coverage and Medical Terms  (PDF)

Maryland Insurance Administration

Health Education & Advocacy – Office of the Maryland Attorney General

HealthCare.gov – U.S. Department of Health and Human Services – FEDERAL GUIDELINES ONLY.  Refer to the Maryland Health Connection web site for specific information about Maryland’s Health Exchange.

Protect Yourself From Fraud (PDF)

 

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